(Part 2 of 2)

Among the most common varieties of assets that may become "unclaimed" in NE are: checking accounts, savings accounts, dividends, health claim payments, life insurance proceeds, telephone deposits, wages, vendor payments, bonds, stocks, miscellaneous outstanding checks, utility deposits, gift certificates, safety deposit boxes. Each of these is deemed unclaimed, and then handed over to the state, after a certain period of inactivity which differs from asset type to asset type, though most commonly these "dormancy periods" are between 1 and 5 years, with a few exceptions. With these greatly differing dormancy periods, the state is constantly taking in new properties, and that meanst that a person could perform a search a day before the state obtains their cash, and the search wouldn't turn up anything. However, if the person was diligent and searched regularly, they would find a record of their money the next time they searched.

The need to search often is important, not just because of the differing dormancy periods, but due to the fact that the state can't update the unclaimed property database in real time. So even after properties have been handed over to the state, a person in the State Treasury Office has to physically add the record to their system, which might not be done for days, weeks, or months. Searching once might never find these assets, but searching regularly increases the odds of learning the joys of converting missing money in to found money.

These tips can provide you a jump off point in the race for forgotten funds, but there are quite a few more that you can and should learn by mimicking what professional searchers do, to keep from making the mistakes beginners generally do which end up screwing up their searches and keeping them from claiming money that is rightfully theirs. Learning from the pros will go a long way in helping get your cash back to you.

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